
UPI’s Zero-MDR (Illusion) Model is Cracking – Who’s Really Paying the Price?
31 Mar 2025, 10:12 AMWhile the government insists UPI is free, hidden charges, unsustainable incentives, and industry frustrations tell a different story.
Arti Singh
"Well, until it's actually brought back, I don’t believe in anything. For years, they’ve been giving hope of bringing it back.
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The author is Founder and Editor of The Head and Tale. She can be reached at
arti.singh@theheadandtale.com
Tweets @artijourno