The LAP rush and MSME mirage: Is fintech lending building its next risk? [Part-3]
22 Jan 2026, 02:14 AMAfter regulatory tightening, fintech lending adapted through MSMEs and LAP – creating growth that looks safer, but may not be.
Arti Singh
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When unsecured consumer lending began to tighten, the market did not slow. It simply moved.Over the past two years, as the Reserve
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