BharatPe rebrands lending business Trillionloans as BharatPe Capital
01 Jul 2026, 03:03 PMBharatPe Capital currently manages a loan book of over Rs 1,750 crore and disburses around Rs 3,500 crore annually.
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Fintech company BharatPe has renamed its lending business Trillionloans to BharatPe Capital.
The rebranding creates a unified identity for BharatPe’s credit operations and reflects the company’s focus on building a technology-driven lending platform for merchants, MSMEs and consumers, it said in a statement.
BharatPe Capital, a non banking financial company (NBFC), currently manages a loan book of over Rs 1,750 crore and disburses around Rs 3,500 crore annually. The business has been growing at nearly 30% year-on-year while adding close to 500,000 new customers every year, the statement noted.
BharatPe Capital offers products including merchant loans, MSME financing, supply chain finance, consumer credit and embedded finance solutions.
It added that the lender's underwriting platform uses artificial intelligence, advanced analytics and alternative transaction data to assess borrowers.
"BharatPe Capital represents a mature, institutional approach to credit delivery in India," said Nalin Negi, CEO of BharatPe and Non-Executive Director at BharatPe Capital, "Sustainable credit growth comes from understanding customer cash flows, leveraging data intelligently and maintaining the highest standards of responsible lending. BharatPe Capital is well positioned to play a meaningful role in addressing India’s growing demand for formal credit," he added.
BharatPe had earlier stated that it achieved its first ever adjusted profit before tax (PBT) as the fintech unicorn prepares to go public. The Delhi-based company registered Rs 6 crore in adjusted PBT (excluding ESOP expense) in FY25 as compared to a net loss of Rs 342 crore in the previous financial year, it said in a statement.
Its operating revenue increased around 17% to Rs 1,667 crore in FY25 from Rs 1,426 crore in FY24. Total revenue rose to Rs 1,734 crore in FY25, reflecting strong topline growth across business verticals.
The company's earnings before interest, taxes, depreciation, and amortization (EBITDA) climbed to Rs 141 crore in FY25 as compared to an EBITDA loss of Rs 209 crore in FY24. EBITDA excludes ESOP expenses.
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