CRED launches ‘Cash by CRED’ app
10 Jun 2026, 10:19 AMCRED said the platform is designed to encourage responsible borrowing by giving users greater transparency and a clearer picture of their financial capacity.
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Fintech company CRED has launched a new credit-focused app, Cash by CRED, aimed at helping users make informed borrowing decisions and build healthy credit habits.
The new app, which is available to both CRED members and non-members, combines features such as credit score checks, loan eligibility assessment, EMI calculation, and affordability analysis on a single platform, a statement said.
It added that Cash by CRED analyses users’ spending patterns to estimate their monthly surplus and determine the loan repayments they can comfortably manage. It also provides details on interest rates, fees, and other charges upfront, helping users understand the full cost of borrowing before applying for a loan.
The company said the platform is designed to encourage responsible borrowing by giving users greater transparency and a clearer picture of their financial capacity.
Commenting on the launch, CRED founder Kunal Shah said the app is an extension of the company’s mission to support the financial progress of creditworthy individuals by promoting responsible borrowing and repayment behaviour.
The Cash by CRED app is currently available for Android users.
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