Go Digit Q4 net premium income flat, profit up 28%
29 Apr 2026, 01:50 PMThe company's gross premium written rose 6% year-on-year to Rs 2,736 crore during the quarter, against Rs 2,576 crore in the corresponding period last year.
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Go Digit General Insurance has clocked a marginal rise in net premium income to Rs 2,301 crore in Q4 (January-March) of FY26 from Rs 2,247 crore in the same period of the previous fiscal.
Total income rose to Rs 3,111 crore during the quarter, aided by a 20% jump in investment income to Rs 341 crore, filings with the stock exchanges show.
Motor insurance remained Go Digit's largest revenue driver, contributing Rs 1,500 crore in net premiums, followed by health insurance at Rs 363 crore. Fire, marine, crop, corporate, and other segments accounted for the remainder.
Go Digit's net profit grew 28% year-on-year to Rs 149 crore in Q4 FY26 from Rs 116 crore in the same quarter last year. For the full fiscal year ended March 2026, the company's profit stood at Rs 544 crore as compared with Rs 425 crore in FY25.
The company's gross premium written rose 6% year-on-year to Rs 2,736 crore during the quarter, against Rs 2,576 crore in the corresponding period last year.
Total expenses remained largely flat at Rs 2,500 crore in Q4 FY26, compared to Rs 2,426 crore in Q4 FY25.
Employee benefits expenses jumped 64% to Rs 92 crore in Q4 FY26 from Rs 56 crore in Q4 FY25. Commission and brokerage costs, meanwhile, eased to Rs 567 crore from Rs 598 crore in the previous quarter. Claims paid declined 13% to Rs 1,176 crore, though outstanding claims rose 52% to Rs 555 crore.
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