Intellend bags seed funding led by Incubate Fund Asia
20 Jan 2026, 05:46 PMThe fresh funding will be used to strengthen the core team, accelerate product development, and execute its go-to-market strategy.
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Intellend Technologies Advisors Pvt Ltd, a digital lending platform focused on the MSME space, has raised $1.2 million in its seed funding round led by Incubate Fund Asia.
The funding round saw participation from M Venture Partners, Atrium Angels, and angel investor Dhananjay Tiwari.
The Mumbai-based startup will use the fresh capital to strengthen the core team, accelerate product development, and execute its go-to-market strategy.
Intellend also plans to expand partnerships across multiple merchant platforms and financial institutions, broaden its product suite, and explore opportunities in other underserved segments and select international markets over the medium to long term.
The startup was founded by Brotish Das (CEO), Som Chatterjee (COO), and Bodhisattwa Gupta (CBO) in May 2025. The founding team brings decades of collective experience across global and Indian financial institutions, including Citi, Standard Chartered, HSBC, SMFG, Axis Bank, Medical Protective (a Berkshire Hathaway company), and Toast Inc.
Intellend is building a full-stack "lending-as-a-service" platform designed for digital merchant ecosystems. The company says it enables seamless, embedded credit access for underserved MSMEs using advanced data analytics, AI-driven underwriting, and technology-led risk assessment. By partnering directly with digital merchant ecosystems and financial institutions, Intellend offers affordable loans at the point of need in a risk-balanced manner. The company has already tied up with merchant ecosystems collectively serving over one lakh merchants, unlocking credit access with minimal friction.
Commenting on the fundraise, Brotish Das, Som Chatterjee, and Bodhisattwa Gupta, Founders of Intellend, said, "This funding allows us to deepen our partnerships with leading ecosystems, strengthen our AI-led credit underwriting capabilities, and scale instant financing solutions that can meaningfully improve credit access for millions of underserved businesses pan-India."
Rajeev Ranka, India Partner at Incubate Fund Asia, added, "Intellend's embedded financing platform addresses a critical gap in the digital commerce ecosystem. Their ability to integrate data and distribution at scale positions the company uniquely."
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