Credit Wise Capital secures Rs 200 crore funding led by Trident Growth Partners
09 Jul 2025, 11:39 AMThe fresh capital will help the company boost its secured loan portfolio, strengthen its proprietary SaaS lending platform and expand its presence in underserved regions.
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Credit Wise Capital, a non-banking financial company (NBFC) which provides tech-driven loans to customers, has raised Rs 200 crore in a funding round led by private equity firm Trident Growth Partners.
Trident Growth Partners has alone pooled in Rs 120 crore, the company said.
The fresh capital will help the company boost its secured loan portfolio, strengthen its proprietary SaaS lending platform and expand its presence in underserved regions.
Credit Wise Capital, which was founded in 2018 by Aalesh Avlani and Gurpreet Singh Sodhi, focuses on two-wheeler financing and MSME lending. It has presence across 215 cities in 10 Indian cities.
The company had an asset under management (AUM) of Rs 645 crore as of March 2025, up from Rs 489 crore a year earlier. It has financed over 200,000 two-wheelers to date, it said.
As per the company's website, it has earlier raised capital from the founders and executives at fintech firms Cred, BharatPe and Liquiloans; home interior and renovation company Livspace; early-stage venture capital firm PitchRight Ventures; and financial services company JM Financial.
Last month, another NBFC focused on vehicle financing, Mahaveer Finance, also raised Rs 200 crore as part of its Series C funding round led by venture capital firm Elevation Capital.
The funding in these NBFCs comes at a time when NFBCs are said to be bracing for another year of tepid growth in disbursements and assets under management (AUM) as the core commercial and passenger vehicles lending segment is expected to grow at a slower pace.
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