LoanTap raises Rs 74 crore to double down on supply chain financing
06 Jun 2025, 10:53 AMThe equity round, led by July Ventures, also saw participation from existing investors such as 3one4 Capital, Avaana Capital, Kae Capital, and Swapurna Family Office.
Team Head&Tale
Share the story on
MSME lender LoanTap has closed a Rs 74 crore pre-Series C funding round, which includes Rs 54 crore in equity led by July Ventures.
The equity round also saw participation from existing investors such as 3one4 Capital, Avaana Capital, Kae Capital, and the Swapurna Family Office, a long-time backer since inception.
Additionally, Rs 20 crore is closed through venture debt to facilitate the expansion of its supply chain financing offerings for small retailers.
LoanTap offers supply chain financing for distributor-led, small retailer ecosystems, particularly in essential segments like groceries and pharmacies. India’s MSME credit gap is estimated at approximately Rs 33.2 lakh crore, reflecting a massive, underserved opportunity.
With an acquisition of more than 50,000 retailers over the last 24 months, LoanTap has financed over 4.5 lakh invoices with disbursals over Rs 1000 crores to small retailers. The NBFC aims to reach over 2 lakh retailers and fund a million invoices with an average ticket size of Rs 8000 to Rs 15,000 over the next 12 months.
Satyam Kumar, CEO and co-founder, LoanTap, said, “India’s MSME sector is undergoing a massive transformation, and we plan to use this momentum to double down on invoice financing, an area we see as a powerful enabler for MSME growth across India. BICRI also enables distributors to evaluate and extend business and trade credit to retailers. Together, with these two engines, capital access and credit preparedness we plan to drive the next phase of MSME empowerment.”
Who Reads Us
“I enjoy reading The Head and Tale for their coverage on the Fintech landscape. The reporting is incisive and honest, and it demonstrates a sharp understanding of the industry and the issues that concern it. I'd like to extend my best wishes to Arti for her continued success.”
“Well-researched, informative and analysis based reporting makes an interesting read. 'The Head and Tale' news portal has been demonstrating this quite well covering fintech and emerging tech sectors. Their timely updates, exclusive stories and different perspectives on these sectors help me stay informed. Kudos to Arti Singh for pursuing her passion and best wishes to the team.”
“The Head and Tale stands out for its deep industry knowledge and impressive network of sources. I especially appreciate that the reporting remains independent, rarely resorting to paid puff pieces, making it a publication I can genuinely trust. Having followed Arti’s work for years, I’ve come to rely on The Head and Tale for its unparalleled insight and truly independent coverage. Arti’s long-standing presence in the sector means her reporting is always informed, with access few can match.”
“What I really appreciate about The Head and Tale is that it doesn’t just report the news, it interprets it. The stories are well-researched, comprehensive, and bold. Arti brings a fearless lens to reporting, often asking the uncomfortable but necessary questions. She makes you pause, reflect, and rethink what it all means for the payments and fintech ecosystem. It’s rare to find journalism that’s this sharp, timely, and relevant to the work we do every day.”
“I’ve always valued journalism that goes beyond surface-level headlines. The Head and Tale does exactly that - it connects the dots, asks the tough questions, and brings clarity to the shifts shaping our evolving industry. I’ve even encouraged my team members to subscribe, because staying informed through credible, deeply reported stories is as important as building products. For me, The Head and Tale has become part of essential reading.”
Related News