Delhi-based fintech start-up CredFlow raises $3.7 million (Rs 31.2 crore) in pre-Series B funding round led by its existing investors Inflexor Ventures and a Singapore-based family office. 

The startup plans to allocate and utilize the fresh capital for growing its lending business vertical, developing multiple new products and solutions to cater to its target group, namely SMEs, and acquiring talent.

Prior to this, CredFlow raised $9.2 million across two rounds. Founded in 2020, CredFlow is a SaaS-based cash flow management solution provider for small and medium-sized organizations. 

The company’s tech-led platform provides a range of solutions for SMEs such as collection of invoices, payment acceptance, payment reminders and follow-up automation, cashflow management, financial analysis and insights, CRM, and many more offerings.  

Kunal Aggarwal, founder and CEO, CredFlow, said, “The funds raised in this round will primarily drive the expansion of our embedded digital lending arm, CredFlow Finance, and mark a significant step towards acquiring our NBFC license. This milestone brings us closer to our vision of becoming the ultimate financial operating system and trusted growth partner for small and medium-sized businesses across India." 

Murali Krishna Gunturu from Inflexor Ventures said “We are thrilled to support CredFlow—a company dedicated to simplifying and empowering MSME business operations. Our decision to invest in them stems from our confidence in Kunal's extensive SME experience, combined with the team's passion and commitment to providing cutting-edge digital tools that have the potential to revolutionize the way MSMEs operate in India.”