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The LAP rush and MSME mirage: Is fintech lending building its next risk? [Part-3]

The LAP rush and MSME mirage: Is fintech lending building its next risk? [Part-3]

22 Jan 2026, 02:14 AM

After regulatory tightening, fintech lending adapted through MSMEs and LAP – creating growth that looks safer, but may not be.

Active loans in personal loan category declined in H1 FY25: CRIF-DLAI report

Active loans in personal loan category declined in H1 FY25: CRIF-DLAI report

21 Jan 2025, 03:04 AM

While the portfolio outstanding in PL category has grown Rs 12.1 lakh crore in H1 FY24 to Rs 13.7 lakh crore between April-September 2024 period.

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  3. The LAP rush and MSME mirage: Is fintech lending building its next risk? [Part-3]