InRisk Labs raises Series A funding led by Bessemer and Northpoint Capital
05 Aug 2026, 11:24 AMThe Bengaluru-based startup will use the fresh capital to strengthen its underwriting, actuarial, catastrophe modelling, and AI capabilities.
Share the story on
Technology-driven risk and reinsurance platform InRisk Labs has secured $27 million in a Series A funding round co-led by Bessemer Venture Partners and Northpoint Capital.
The Bengaluru-based startup will use the fresh capital to strengthen its underwriting, actuarial, catastrophe modelling, and AI capabilities. It also plans to expand into natural catastrophe, climate risk, marine cargo, motor, and other non-life insurance segments, while developing parametric and structured reinsurance products and supporting the growth of its subsidiary EarthRe Insurance IFSC Ltd's operations.
Meanwhile, EarthRe Insurance IFSC has received approval from the International Financial Services Centres Authority (IFSCA) to operate as a reinsurer from GIFT City.
InRisk Labs was founded by Aavrit Singhal, Malay Kumar Poddar, Siddesh Ramasubramanian, and Shivakumar R S in 2023. The company builds technology, data, and risk intelligence infrastructure for the insurance and reinsurance industry. Through EarthRe, it combines a licensed reinsurance platform with AI-powered risk assessment tools to serve markets across India and other emerging economies. EarthRe focuses on non-life reinsurance, including climate risk, property, crop, catastrophe, and specialty insurance lines.
"India will be the most consequential insurance market over the next two decades," noted Poddar, "To drive sustainable growth, we must build indigenous capacity and tailored solutions built by India, for India," he added.
Who Reads Us
“I enjoy reading The Head and Tale for their coverage on the Fintech landscape. The reporting is incisive and honest, and it demonstrates a sharp understanding of the industry and the issues that concern it. I'd like to extend my best wishes to Arti for her continued success.”
“Well-researched, informative and analysis based reporting makes an interesting read. 'The Head and Tale' news portal has been demonstrating this quite well covering fintech and emerging tech sectors. Their timely updates, exclusive stories and different perspectives on these sectors help me stay informed. Kudos to Arti Singh for pursuing her passion and best wishes to the team.”
“The Head and Tale stands out for its deep industry knowledge and impressive network of sources. I especially appreciate that the reporting remains independent, rarely resorting to paid puff pieces, making it a publication I can genuinely trust. Having followed Arti’s work for years, I’ve come to rely on The Head and Tale for its unparalleled insight and truly independent coverage. Arti’s long-standing presence in the sector means her reporting is always informed, with access few can match.”
“What I really appreciate about The Head and Tale is that it doesn’t just report the news, it interprets it. The stories are well-researched, comprehensive, and bold. Arti brings a fearless lens to reporting, often asking the uncomfortable but necessary questions. She makes you pause, reflect, and rethink what it all means for the payments and fintech ecosystem. It’s rare to find journalism that’s this sharp, timely, and relevant to the work we do every day.”
“I’ve always valued journalism that goes beyond surface-level headlines. The Head and Tale does exactly that - it connects the dots, asks the tough questions, and brings clarity to the shifts shaping our evolving industry. I’ve even encouraged my team members to subscribe, because staying informed through credible, deeply reported stories is as important as building products. For me, The Head and Tale has become part of essential reading.”
