Paytm gets RBI nod for offline and cross-border payment aggregator license
18 Dec 2025, 10:50 AMThis comes after Paytm received the central bank's final approval to operate as a payment aggregator last month.
Team Head&Tale
Share the story on
Paytm Payments Services Ltd, the payments arm of One 97 Communications, has received the approval from the Reserve Bank of India (RBI) to operate as a payment aggregator for in-person transactions and cross-border money transfers, according to a company filing.
The approval enables the firm to handle international payment processing for both money coming into and going out of India.
This comes after Paytm received the central bank's final approval to operate as a payment aggregator last month.
Armed with these authorizations, Paytm Payments Services now operates as a licensed payment aggregator across digital, physical, and international payment categories. The company stated this allows it to provide end-to-end payment processing solutions for merchants across different business models.
In its second quarter results for fiscal 2026, Paytm posted operating revenue of Rs 2,061 crore, marking an increase from Rs 1,659 crore in the corresponding period last year. Net profit, however, dropped dramatically to Rs 21 crore from Rs 930 crore in Q2 FY25, mainly due to a one-time gain that boosted the previous year's figures and an impairment charge taken in the recent quarter.
Last month, both PayGlocal and Easebuzz received similar cross-border payment aggregator approvals from the RBI.
Who Reads Us
“I enjoy reading The Head and Tale for their coverage on the Fintech landscape. The reporting is incisive and honest, and it demonstrates a sharp understanding of the industry and the issues that concern it. I'd like to extend my best wishes to Arti for her continued success.”
“Well-researched, informative and analysis based reporting makes an interesting read. 'The Head and Tale' news portal has been demonstrating this quite well covering fintech and emerging tech sectors. Their timely updates, exclusive stories and different perspectives on these sectors help me stay informed. Kudos to Arti Singh for pursuing her passion and best wishes to the team.”
“The Head and Tale stands out for its deep industry knowledge and impressive network of sources. I especially appreciate that the reporting remains independent, rarely resorting to paid puff pieces, making it a publication I can genuinely trust. Having followed Arti’s work for years, I’ve come to rely on The Head and Tale for its unparalleled insight and truly independent coverage. Arti’s long-standing presence in the sector means her reporting is always informed, with access few can match.”
“What I really appreciate about The Head and Tale is that it doesn’t just report the news, it interprets it. The stories are well-researched, comprehensive, and bold. Arti brings a fearless lens to reporting, often asking the uncomfortable but necessary questions. She makes you pause, reflect, and rethink what it all means for the payments and fintech ecosystem. It’s rare to find journalism that’s this sharp, timely, and relevant to the work we do every day.”
“I’ve always valued journalism that goes beyond surface-level headlines. The Head and Tale does exactly that - it connects the dots, asks the tough questions, and brings clarity to the shifts shaping our evolving industry. I’ve even encouraged my team members to subscribe, because staying informed through credible, deeply reported stories is as important as building products. For me, The Head and Tale has become part of essential reading.”
