UPI in Dec: Broker value rebounds, debt collection ticks up after sharp Sep fall
13 Jan 2026, 08:09 PMThe overall value of the merchant category-wise purchases via UPI rose to Rs 8.07 lakh crore in December across 13,482.38 million transactions.
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The value of securities brokers and dealer transactions via the unified payments interface (UPI) rebounded with a 20% jump month-on-month to Rs 59,097.26 crore in December. Its value had declined over 25% to Rs 49,218.88 crore in November.
The overall value of the merchant category-wise purchases via UPI rose to Rs 8.07 lakh crore in December across 13,482.38 million transactions as compared to Rs 7.64 lakh crore in October across 12,840.49 million transactions, according to data released by National Payments Corporation of India (NPCI).
Groceries and supermarkets, which accounts for the largest share, recorded over 3,358.74 million transactions worth Rs 74,921.67 crore in December versus 3,222.99 million transactions worth Rs 71,129.56 crore in the previous month.
The value of debt collections via the UPI rose to Rs 56,756.95 crore in December from Rs 51,892.29 crore in November. In September the value of debt collections had dropped to its lowest to Rs 48,457.21 crore since June 2023.
Digital gold purchase via the UPI increased to Rs 2,079.31 crore in December as compared to Rs 1,215.36 crore in the previous month. The value of digital gold purchase via UPI had jumped 60% in October helped by the festive season.
Men's, womens and childrens uniforms and commercial clothing saw 84.27 million transactions worth Rs 8,298.30 crore in December versus 83.58 million worth Rs 8,856.67 crore in November; and family clothing shops category witnessed transactions 74.33 million worth Rs 6,364.49 crore during the month against 72.24 million worth Rs 6,289.44 crore in November.
Volume increased for online marketplaces but valued dropped for online marketplaces during the month. Online marketplaces witnessed 113.75 million transactions worth Rs 7,051.77 crore via UPI payments during the month as compared to 109.61 million transactions worth Rs 7,205.27 crore.
Fast food restaurants recorded 1,508.67 million transactions worth Rs 17,570.77 crore in December; and eating places and restaurants saw 1,262.24 million UPI transactions worth Rs 21,100.70 crore.
Service stations registered 661.28 million transactions worth Rs 40,884.70 crore across during the month; utilities recorded 160.65 million transactions worth Rs 20,810.88 crore; and telecommunications logged 863.19 million transactions worth Rs 22,744.78 crore.
Electronic shops saw 83.15 million transactions worth Rs 10,433.92 crore in December. Government services category recorded 120.85 million UPI transactions worth Rs 10,957.56 crore.
Drug stores and pharmacies recorded 333.25 million transactions worth Rs 13,106.40 crore in December.
Overall UPI volumes for the month of December was at 21.63 billion worth Rs 27.96 lakh crore in December as compared to 20.46 billion transactions worth Rs 26.31 lakh crore in the previous month. Peer-to-peer (P2P) payments accounted for 8,152.29 million transactions valued at Rs 19.89 lakh crore against 7,626.49 million transactions valued at Rs 18.67 lakh crore.
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