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The average ticket size for digital NBFC loans stood at Rs 18,802, up around 15% from FY26.
The average sanctioned ticket size during the April-December period was Rs 15,493.
However, female participation in the digital personal loan market is rising at a snail's pace as it grew from just 16.7% of the total sanction value in H1 FY25 to 17.2% in H1 FY26.
Of the total, only 12% or Rs 1,06,548 crore of the overall value of personal loans accounted for fintech NBFCs in FY25.
However, quarter-on-quarter sanction value declined by 15% in Q3 FY24-25 compared to Q2 FY24-25.
