Explore the latest news, in-depth reports, and executive analysis tagged with #Personal Loans.
The matter relates to Paytm’s December 6, 2023 announcement that it would reduce the distribution of personal loans below Rs 50,000, particularly its postpaid loans.
The average sanctioned ticket size during the April-December period was Rs 15,493.
![From 'usurious pricing' ban to co-lending concerns: The unending test for fintech lending [Part-1]](/upload/theheadandtale.com/2026/01/1768330780_297f43dbe5_digital_lending1.jpg)
The RBI's ban on Navi in 2024 marked a turning point for fintech lending. Nearly a year on, the sector is still searching for a restart.
Of the total, only 12% or Rs 1,06,548 crore of the overall value of personal loans accounted for fintech NBFCs in FY25.
However, quarter-on-quarter sanction value declined by 15% in Q3 FY24-25 compared to Q2 FY24-25.
While the portfolio outstanding in PL category has grown Rs 12.1 lakh crore in H1 FY24 to Rs 13.7 lakh crore between April-September 2024 period.
