Explore the latest news, in-depth reports, and executive analysis tagged with #Personal Loans.
The average sanctioned ticket size during the April-December period was Rs 15,493.
![From 'usurious pricing' ban to co-lending concerns: The unending test for fintech lending [Part-1]](/upload/theheadandtale.com/2026/01/1768330780_297f43dbe5_digital_lending1.jpg)
The RBI's ban on Navi in 2024 marked a turning point for fintech lending. Nearly a year on, the sector is still searching for a restart.
Of the total, only 12% or Rs 1,06,548 crore of the overall value of personal loans accounted for fintech NBFCs in FY25.
However, quarter-on-quarter sanction value declined by 15% in Q3 FY24-25 compared to Q2 FY24-25.
While the portfolio outstanding in PL category has grown Rs 12.1 lakh crore in H1 FY24 to Rs 13.7 lakh crore between April-September 2024 period.
