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UPI's new 0.4% MDR grabbed headlines, but the real story is who profits. By our estimates, the top three UPI apps could get up to 40% of the MDR split.
In this edition, we revisit the longest-running payments debate i.e. UPI MDR; and we explore what happens when sovereign AI, venture capital and national interest collide.
This will enable the company to roll out its new Saathi platform aimed at bringing digital payment services to underserved communities across the country.
Scammers posed as customers and misused a bug and cheated the company of Rs 14.26 crore in 14 days in December, 2024.
