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From 'usurious pricing' ban to co-lending concerns: The unending test for fintech lending [Part-1]

14 Jan 2026, 00:29 AM

The RBI's ban on Navi in 2024 marked a turning point for fintech lending. Nearly a year on, the sector is still searching for a restart.

At a Glance: Fintechs rule personal loan volume, but bank-like on gender thinking

At a Glance: Fintechs rule personal loan volume, but bank-like on gender thinking

03 Jul 2025, 13:32 PM

Of the total, only 12% or Rs 1,06,548 crore of the overall value of personal loans accounted for fintech NBFCs in FY25.

Fintech NBFCs sanctioned 8.3 crore loans worth Rs 81,365 crore between Apr-Dec 2024

Fintech NBFCs sanctioned 8.3 crore loans worth Rs 81,365 crore between Apr-Dec 2024

28 Mar 2025, 21:02 PM

However, quarter-on-quarter sanction value declined by 15% in Q3 FY24-25 compared to Q2 FY24-25.

Active loans in personal loan category declined in H1 FY25: CRIF-DLAI report

Active loans in personal loan category declined in H1 FY25: CRIF-DLAI report

21 Jan 2025, 03:04 AM

While the portfolio outstanding in PL category has grown Rs 12.1 lakh crore in H1 FY24 to Rs 13.7 lakh crore between April-September 2024 period.

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Fintech Highlights

  1. CoinDCX founders arrested on allegations of criminal breach of trust

  2. Werize FY25 revenue up 64% to Rs 236 crore, profit doubles

  3. Mobikwik appoints Anis Pathan as chief risk officer

  4. BharatPe ropes in Himanshu Verma from Pine Labs as head of POS biz

  5. Perfios appoints ex-SBI exec as MD & group CEO
  6. Read more news...

AI/Emerging Tech

  1. Workroom Automation raises seed funding led by Equirus Innovate X Fund

  2. Italy's Poggipolini acquires majority stake in Aero Fasteners

  3. Rymo Technologies raises seed funding from IAN Group

  4. Assiduus Global secures pre-Series B funding led by Bajaj Finserv

  5. Aerchain raises Series A funding led by Pavestone VC
  6. Read more news...

IPO Tales

  1. Shiprocket IPO: A profitable core, costly emerging bets

  2. Fractal IPO: A bountiful harvest for PE investors, now comes the real AI test

  3. Boat IPO: A second shot amid management shake-up, flat revenues, eager to exit investor

  4. From social-commerce darling to e-commerce challenger: Inside Meesho’s IPO
  5. Read more news...

Money & Machines

  1. A CEO arrested, hearing delayed; Sarvam's AI pitch

  2. Airtel's lending leap; Responsible AI only on paper?

  3. AI everywhere. Fintech...somewhere; India's AI groundwork

  4. The Wegofin episode; India's AI optics vs spending reality
  5. Previous editions...

PE/VC Tales

  1. Enterprise bets pay off as Arali Ventures eyes ‘larger’ third fund

  2. TDV Partners bullish on consumer over AI, plans bigger fund

  3. Peak XV top partners exit, a key retention marks a week of upheaval

  4. Silverneedle eyes 10x larger second fund, plans first semiconductor bet
  5. Read more news...

Editor's Pick

  1. ED orders Yes Bank to freeze accounts linked to BranchX, Frenzopay

  2. The shadow economy of online gaming: How money moves beyond the screen

  3. A VC in photos, a different story in business? Behind the facade of Foxhog’s Tarun Poddar