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From 'usurious pricing' ban to co-lending concerns: The unending test for fintech lending [Part-1]

14 Jan 2026, 00:29 AM

The RBI's ban on Navi in 2024 marked a turning point for fintech lending. Nearly a year on, the sector is still searching for a restart.

At a Glance: Fintechs rule personal loan volume, but bank-like on gender thinking

At a Glance: Fintechs rule personal loan volume, but bank-like on gender thinking

03 Jul 2025, 13:32 PM

Of the total, only 12% or Rs 1,06,548 crore of the overall value of personal loans accounted for fintech NBFCs in FY25.

Fintech NBFCs sanctioned 8.3 crore loans worth Rs 81,365 crore between Apr-Dec 2024

Fintech NBFCs sanctioned 8.3 crore loans worth Rs 81,365 crore between Apr-Dec 2024

28 Mar 2025, 21:02 PM

However, quarter-on-quarter sanction value declined by 15% in Q3 FY24-25 compared to Q2 FY24-25.

Active loans in personal loan category declined in H1 FY25: CRIF-DLAI report

Active loans in personal loan category declined in H1 FY25: CRIF-DLAI report

21 Jan 2025, 03:04 AM

While the portfolio outstanding in PL category has grown Rs 12.1 lakh crore in H1 FY24 to Rs 13.7 lakh crore between April-September 2024 period.

Who Reads Us

Fintech Highlights

  1. GrowthPal bags seed funding led by Ideaspring Capital

  2. IIM Calcutta, Ratan Tata Hub join hands to support AP startups

  3. Namdev Finvest raises $37 million from FMO, others

  4. Wealthtech startup AssetPlus raises fresh funding led by Nexus Venture Partners

  5. India's fintech sector funding up 2% to $2.4 billion in 2025

  6. Read more news...

AI/Emerging Tech

  1. Spacetech startup EtherealX secures Series A funding co-led by TDK Ventures, BIG Capital

  2. Sequoia to invest in Anthropic's fresh funding round

  3. OpenAI to start testing ads on ChatGPT for free, low-cost subscribers

  4. US imposes 25% tariff on certain Nvidia, AMD chips

  5. Anthropic appoints former Microsoft exec as MD to lead India ops

  6. Read more news...

IPO Tales

  1. Fractal IPO: A bountiful harvest for PE investors, now comes the real AI test

  2. Boat IPO: A second shot amid management shake-up, flat revenues, eager to exit investor

  3. From social-commerce darling to e-commerce challenger: Inside Meesho’s IPO

  4. The Bull Run Broker: Inside Groww's $7 billion IPO

  5. Read more news...

Money & Machines

  1. Visa's utility shift; an AI bet that isn't accidental

  2. A payments scare and an AI funding reality check

  3. ONDC confused me for years — now AGI is confusing everyone

  4. The Paytm Ledger; How Dunzo's Biswas lit up India's next AI deal wave

  5. Previous editions...

Editor's Pick

  1. ED orders Yes Bank to freeze accounts linked to BranchX, Frenzopay

  2. The shadow economy of online gaming: How money moves beyond the screen

  3. A VC in photos, a different story in business? Behind the facade of Foxhog’s Tarun Poddar

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